.Leader John Lee Ka-chiu declared a financial reform master plan on Wednesday focused on enhancing Hong Kong's standard markets including financing, trade and shipping, and also purchasing new technology fields, while turning out a much bigger invited mat for foreign skill and also funds.In his third plan address given that ending up being Hong Kong's forerunner, he also threw a lifeline to the high-end residential property market, liberalising the loan-to-value proportion for all homes to the pre-2009 amount of 70 every cent.Lee likewise revealed details of his federal government's much-awaited overhaul of the urban area's notorious subdivided flats and also "coffin-sized" homes, specifying minimum requirements for landlords to meet such as giving home windows and also bathrooms or even jeopardize criminal liability.Owners will have to change their flats into "essential real estate systems" to comply with new legal criteria within a grace period, yet renters will certainly not face any sort of charges, he said.Lee acknowledged eventually at a press rundown that turning partitioned homes right into holiday accommodation taken into consideration satisfactory, instead of exterminating all of them altogether, was actually certainly not a "best 100 per-cent option". The president began his 3rd policy deal with, labelled "Reform for Enhancing Growth as well as Building our Future With Each Other", through detailing exactly how his government had been actually led through a "reform way of thinking" from the start as well as had actually met the majority of the "result-oriented" targets he had actually prepared." Reform is a constant method," he informed lawmakers, most of all of them wearing environment-friendly coats or even associations to match the colour concept of his policy document symbolizing stamina, harmony and also abundance.